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|Title:||Payment Schemes in Conditional Cash Transfer Programs: The Case of 4Ps in the Davao Region, Philippines||Contributor(s):||Catubig, Maria Cecilia (author); Villano, Renato (author) ; Dollery, Brian E (author)||Publication Date:||2015||Open Access:||Yes||DOI:||10.3390/admsci5040240||Handle Link:||https://hdl.handle.net/1959.11/18792||Abstract:||This paper evaluates current payment schemes employed by the Pantawid Pamilyang Pilipino Program (4Ps) in the Philippines using six assessment criteria: transaction cost, security/risks, speed and timeliness, acceptability, resilience and flexibility. Employing data collected at the regional level, we establish four main findings: (1) all 4Ps payment conduits present trade-offs; (2) a payment approach that uses mainstream financial infrastructure is beneficial if cost, speed and simplicity of the payment system are critical; (3) competition for 4Ps contracts for Payment Service Providers (PSPs) has improved the quality of payment services and minimized costs; and (4) the efficiency of the program is greatly influenced by the commitment of the PSP to deliver the cash benefits to the recipients in a timely manner rather than by maximizing conduit branches.||Publication Type:||Journal Article||Source of Publication:||Administrative Sciences, 5(4), p. 240-259||Publisher:||MDPIAG||Place of Publication:||Basel, Switzerland||ISSN:||2076-3387||Field of Research (FOR):||140214 Public Economics- Publically Provided Goods||Peer Reviewed:||Yes||HERDC Category Description:||C1 Refereed Article in a Scholarly Journal||Statistics to Oct 2018:||Visitors: 167
|Appears in Collections:||Journal Article|
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