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Title: Payment Schemes in Conditional Cash Transfer Programs: The Case of 4Ps in the Davao Region, Philippines
Contributor(s): Catubig, Maria Cecilia (author); Villano, Renato  (author)orcid ; Dollery, Brian E  (author)
Publication Date: 2015
Open Access: Yes
DOI: 10.3390/admsci5040240Open Access Link
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Abstract: This paper evaluates current payment schemes employed by the Pantawid Pamilyang Pilipino Program (4Ps) in the Philippines using six assessment criteria: transaction cost, security/risks, speed and timeliness, acceptability, resilience and flexibility. Employing data collected at the regional level, we establish four main findings: (1) all 4Ps payment conduits present trade-offs; (2) a payment approach that uses mainstream financial infrastructure is beneficial if cost, speed and simplicity of the payment system are critical; (3) competition for 4Ps contracts for Payment Service Providers (PSPs) has improved the quality of payment services and minimized costs; and (4) the efficiency of the program is greatly influenced by the commitment of the PSP to deliver the cash benefits to the recipients in a timely manner rather than by maximizing conduit branches.
Publication Type: Journal Article
Source of Publication: Administrative Sciences, 5(4), p. 240-259
Publisher: MDPIAG
Place of Publication: Basel, Switzerland
ISSN: 2076-3387
Field of Research (FOR): 140214 Public Economics- Publically Provided Goods
Peer Reviewed: Yes
HERDC Category Description: C1 Refereed Article in a Scholarly Journal
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